Frequently Asked Questions

What is the 3D Secure 2.0?(本人認證(3D驗證2.0)是什麼?)

This service is designed to make credit card payments over the Internet more secure.
Risk-based authentication is performed based on the card user's information.
The majority of transactions are authenticated without additional authentication, but only those transactions deemed high risk are subject to additional authentication, such as a one-time password.

3D Secure 2.0 authentication methods vary depending on your credit card company.
Examples: one-time password, biometric authentication (fingerprint / face), QR code scan with mobile device.
For more information, please contact your credit card company.


信用卡線上交易時用於識別及驗證持卡人,提升交易安全的協議。
依據持卡人資料系統會進行風險驗證。
一般付款時不會進行追加驗證,當系統判斷此交易為高風險時,會透過動態密碼等方式進行追加驗證。

3D驗證2.0的驗證方式依據信用卡公司有所不同。
例如:一次性的動態密碼、生物特徵(指紋或人臉辯識)、移動裝置二維碼掃描
詳細請諮詢各信用卡公司。

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